My name is Kiaan Alnoor Nagji and I am a student at Jumeirah College in Dubai who wants to make it easier for farmers and small communities to understand different ways of getting small loans. We explain options like group lending, Self-Help Groups with banks, and leasing models, while showing the pros and cons of each. Everything is kept simple and clear, so it's easy to understand and use in real life.
Small groups of people who save money together and give small loans to each other. They can also get help from banks.
A group of borrowers take a loan together. If one person can’t pay, the others help—this builds trust and teamwork.
Instead of giving money, the lender gives tools or equipment (like tractors or pumps) that farmers can use and pay for over time.
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70% of the world’s food is produced by smallholder farmers, yet many still lack access to formal financial services.
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Microfinance can increase farm income by up to 25%, according to some development studies, by helping farmers invest in better tools, seeds, and methods.
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Only 10% of rural small-scale farmers in developing countries have access to credit from formal institutions.
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I aim to launch a mobile app so farmers can access microfinancing tools and resources on the go, making the platform more user-friendly and accessible than ever.
By expanding our microleasing options, farmers will be able to access tools like tractors and seeders—improving efficiency and reducing labour costs.
We plan to partner with eco-friendly suppliers to offer affordable organic fertilisers, helping farmers boost crop health and soil quality naturally.
This platform offers clear and easy to understand information on farm tools, techniques, and best practices. While we don’t provide physical services, we aim to empower farmers by sharing practical advice and insights based on proven agricultural knowledge.
We believe that knowledge is the first step toward independence. By breaking down complex financial concepts and farming strategies into simple visual guides. We’re helping small-scale farmers access the tools they need to grow-not just crops but confidence.